Cheque Bounce Notice Generator

Generate a legal notice under Section 138 of the Negotiable Instruments Act, 1881. Choose English, Hindi, or Marathi. Download as PDF. 100% free.

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Your Details (Sender)

Your Full Name

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Receiver Details (Cheque Issuer)

Receiver Name

Receiver Address

Cheque Details

Cheque Number

Cheque Date

Cheque Amount (Rs.)

Bank Name

Bank Branch

Date of Bounce

Bounce Reason

Notice Date

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LEGAL NOTICE UNDER SECTION 138 OF THE NEGOTIABLE INSTRUMENTS ACT, 1881

Date: 14 May 2026

To,
________
________

Subject: Legal Notice for dishonour of Cheque No. ________ dated ________ for Rs. ________/- under Section 138 of the Negotiable Instruments Act, 1881.

Sir/Madam,

Under instructions from my client ________, resident of ________, I hereby serve upon you the following Legal Notice:

1. That you had issued a cheque bearing No. ________ dated ________ for Rs. ________/- (Rupees ________ only) drawn on ________, Branch ________, in favour of my client towards discharge of a legally enforceable debt/liability.

2. That when the said cheque was presented for encashment, the same was dishonoured and returned unpaid on ________ with the remarks "Insufficient Funds".

3. That the said cheque was issued by you in discharge of a legally enforceable debt and the dishonour of the said cheque amounts to an offence under Section 138 of the Negotiable Instruments Act, 1881.

4. You are hereby called upon to make the payment of Rs. ________/- to my client within 15 (fifteen) days from the receipt of this notice, failing which appropriate legal proceedings, both civil and criminal, shall be initiated against you under Section 138 of the Negotiable Instruments Act, 1881, which is punishable with imprisonment up to 2 years or with fine which may extend to twice the amount of the cheque, or with both.

5. You shall be liable for all costs, damages, and consequences arising out of such legal proceedings.

Please treat this as a final notice. No further reminder shall be issued.

Yours faithfully,
________
________

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About Section 138 NI Act Notice

When a cheque bounces in India, the payee has the legal right to send a demand notice under Section 138 of the Negotiable Instruments Act, 1881. This notice must be sent within 30 days from the date of the bank memo informing about the cheque dishonour.

The receiver of the notice has 15 days to make the payment. If payment is not made within this period, the payee can file a criminal complaint within 30 days. The offence is punishable with imprisonment up to 2 years or fine up to twice the cheque amount, or both.

Important: This tool generates a draft notice based on standard legal language. For complex cases involving large amounts, business disputes, or criminal proceedings, consult a qualified lawyer before sending.